an overview of Shine’s

Finance Program

Our goal is to empower moms not only to manage their finances but also to build a solid foundation for long-term financial stability

At SHINE, we recognize that financial stress is one of the greatest challenges single mothers face. We understand that being a single mother involves navigating a complex landscape of financial responsibilities, and our goal is to equip them with the knowledge and skills necessary to thrive. 

We focus on providing practical, research-backed tools that help single mothers gain control over their financial situations. Our approach includes comprehensive financial literacy workshops designed to address the unique challenges faced by single mothers. By fostering financial education, we empower moms to make informed decisions about budgeting, saving, and investing. 

Additionally, we offer resources that promote accountability and support through personalized financial coaching, offered by our certified financial coaches. This ensures that mothers can apply what they learn in real-life situations, helping them break free from cycles of debt and financial instability. Our goal is to create a supportive community where single mothers feel confident in their financial decisions and capable of achieving their goals. 

The Challenge:

We know that simple statistics can’t tell the whole story of every single mom we encounter, but these numbers tell a story about the need for financial literacy and coaching to support single moms.

All statistics based on national data.

7.3MIL

households in AMERICA are single mother households

32.2%

of single mothers live in poverty, compared to 5.7% of married-couple families

34%

of single mothers’ income is spent on childcare, compared to 10% spent by families overall

<25%

of single mothers receive the full child support owed to them

We want to help!

These statistics highlight the pressing need for targeted support programs that can provide single mothers with the resources necessary for improved financial outcomes. SHINE focuses on equipping single mothers with practical financial knowledge and skills to achieve independence.

SHINE’s approach is rooted in the belief that true financial stability comes from knowledge and skill rather than dependency on external resources. By prioritizing financial education and individualized support, we empower single mothers to take control of their finances confidently. Our program offers:

Financial Literacy Workshops: We provide interactive courses covering essential topics like money mindset, budgeting, debt management, savings, and emergency planning. These sessions lay a solid foundation for financial independence. 

On-Demand Mini Courses: Recognizing the busy lives of single mothers, SHINE offers flexible online courses that can be accessed at their convenience.

Individualized Financial Coaching: After completing courses, participants can engage in one-on-one coaching with certified Ramsey financial coaches. This personalized support helps tailor action plans based on individual circumstances. 

Start your financial journey to stability & independence today! Click this link for next steps:

Next Steps to start your own financial journey

Impact of Finance Programs on Well-Being for Single Moms:

  • Break cycles of financial instability.
  • Create nurturing environments where single moms can thrive alongside their children.
  • Empowers single mothers to navigate their financial journeys while celebrating their unique strengths.

Ready to Get Involved?